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Financial Assistance

NOTICE TO PATIENTS: This facility serves all patients regardless of ability to pay. Discounts for essential services are offered based on family size and income. For more information, ask at the front desk or visit our website. Thank you.

To view a summary of our Financial Assistance Policy, please click this link: PLAIN LANGUAGE SUMMARY.  To view our complete Financial Assistance Policy, please click this link: COMPLETE POLICY. To see a list of providers and services not covered by this policy, please click this link: NOT COVERED.


If you wish to apply for our Financial Assistance Application, please click this link:  FINANCIAL ASSISTANCE APPLICATION and fully complete this application.   Please deliver the application and the list of required items (see below) to:


Harbor Beach Community Hospital

ATTN: Business Office

210 S. First Street

Harbor Beach, MI 48441


You may contact Cindy O'Parka, Business Office Director, at 989 479 3201, extension 221 with any questions.


Include copies of the following items with your application:

  • Most recent check stub from all employers

  • Most recently filed Federal Income Tax Return

  • Driver’s license

  • Insurance cards

  • Birth certificate or social security cards for all dependents

  • Completed and signed Financial Assistance Application

Healthy Michigan Plan Program Information

If you would like help applying for the Healthy Michigan Plan, please contact Harbor Beach Community Hospital’s Community Connections Program at 989 550 0972.  This program covers those who are:

  • Age 19-64 years old

  • At or below 133% of the federal poverty level under the modified adjusted gross income methodology

  • Not enrolled or do not qualify for Medicare

  • Not enrolled or do not quality for other Medicaid programs

  • Not pregnant at the time of application

  • Residents of the State of Michigan



Hospital Charges

 In 2019, all hospitals were required to post their current charges on the internet. This requirement was expanded in 2021 to include average allowable amounts for those plans with which the hospital contracts. These updated lists for Harbor Beach Community Hospital are found below.

List of all Charges

Also in 2021, all hospitals are required to provide access to charge and allowable amounts for 300 shoppable services. A link to the list created by Harbor Beach Community Hospital is found below.  Please keep in mind this information is our best estimate based on historical data. Allowable amounts are determined by the insurance company and may be different than what was expected.

List of Shoppable Services - Pdf (download the file for searchable)

List of Shoppable Service - Google Sheet

Many patients who seek hospital charge information are interested in knowing their out of pocket cost.  This depends on the specifics of your health plan. Please refer to the plan document provided by your insurance company or call the customer service number on your insurance card for information on your out of pocket cost.  Prior to calling you should obtain the CPT and the ICD 10 codes from your provider’s office for the service you are inquiring about.

Harbor Beach Community Hospital has a Financial Assistance Program for patients who meet certain income guidelines.  If you are interested, please see our website or contact our Business Office at 989 479 3201 between 8am and 4:30pm Monday through Friday.

Harbor Beach Community Hospital also offers a prompt pay discount to uninsured patients and payment plan options. If you are interested, please contact our Business Office at 989 479 3201 between 8am and 4:30pm Monday through Friday.

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